Mortgage companies are stressing to us daily that they have money to lend. Interest rates are at historically low levels. Housing costs are at the lowest levels in years. With a good credit score you have the ability to take advantage of a terrific buying opportunity.
In today’s market your credit score is more important than ever. If you are considering a home purchase in the future you should know your score now. If you have a couple of dings or a dent in your credit score then you may need a few months to take the necessary steps to improve it.
We get surprised often by an old account, an unknown account, or even an error in reporting by the credit agencies and it takes some time to correct these items. The best time to find out about any potential issues that may delay or ruin your plans is well in advance.
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