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Christina Lynch

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ENERGY COSTS NOW IN FOCUS SO DO YOUR CODE WORK!

Topic Summary: Did you know that the average U.S. home spends $2,175 on utility costs per year? That’s over $180 per month! A recent survey indicated that 86% of consumers wanted to know average energy costs they would have to pay before they move into a new home. What follows are some resources that will […]

Posted in: Around Town, Real Estate News Tagged: buyer, buyers market, changes, condition, estate, expert, first, first time buyer, for sale, forecast, foreclosure, home, housing, investment, lewis, real, real estate, st louis, watch

Get a Firm Grip on our Rate by

Rates are a major consideration when you’re shopping for a mortgage. After all, you want to find the best one available. You also want to be sure that you are not only able to handle the monthly payments now, but also throughout the life of the loan. Click link for full article

Posted in: investment, Market Watch, Mortgage Watch Tagged: buyers market, condition, first time buyer, forecast, great mortgage rate, investment, jim hurley, lewis, market, missouri, mo, mortgage, real estate loan rate, Saint Louis Homes for sale, saint louis mortgage rates, saint louis real estate, st louis homes for sale, st louis real estate, St Louis relocation, st.

Green Gifting Ideas That Save Year Round

If you are not into giving a neck tie or gift cards this year, think about these two nifty presents. First up- what $50 investment can you make that can possibly pay you back in one month? Investigate a programmable thermostat! For home owners it’s hard to save money on energy costs if you don’t […]

Posted in: investment, Just For Fun Tagged: buyer, buyers market, changes, condition, discount, estate, expert, first, first time buyer, for sale, forecast, investment, jim hurley, louis, market, missouri, mo, Quick Links, real estate, saint, st louis, st louis homes for sale, value, watch

S.1944 A bill to create jobs

Washington Watch- Going Down To The Wire Update: Last week it looked like the extension of the payroll tax cut from 2011 was sure to pass Congress. It’s worth about $1000-$1500 to the average taxpayer.  Now there are competing bills and the usual beltway bickering back and forth as to who is on the side […]

Posted in: investment, Practical Matters, Uncategorized Tagged: buyer, buyers market, changes, condition, discount, estate, expert, first, first time buyer, forecast, home, investment, jim hurley, lewis, louis, market, missouri, mo, Quick Links, saint, st louis, st louis homes for sale, st., tax credit, value, watch

Get to Know Section 529 Plans

Get to Know Section 529 Plans Basically, a college savings plan allows you to place money in a state plan to be used for the beneficiary’s higher-education expenses at any college or university, which include tuition, fees, books, supplies, and certain room-and-board costs. There are several significant advantages to these plans. Click link for full […]

Posted in: investment, Practical Matters Tagged: 529 Plan, Education, expert realtors, first time buyer, investment, investment in education, lewis, missouri, missouri education funds, mo, mo education opportunities, program, Quick Links, saint louis education, tax credit

These days adjustable rate mortgages (ARMs) are a good deal!

Call to ARMs “Forget the subprime mess. These days adjustable rate mortgages (ARMs) are a good deal,” reports Ashela Ebeling, Financial Reporter for Forbes magazine, especially for certain well-off home buyers looking to purchase or home owners wanting to refinance. Many borrowers who purchased houses with ARMs during the subprime boom got hooked into using […]

Posted in: investment, Mortgage Watch, Real Estate News, Uncategorized Tagged: buyers market, first time buyer, forecast, housing, housing forecast, market, missouri, mo, mortgage, program, rate, real, real estate, realtor, st louis, st louis home value, st louis real estate, st louis real estate loan

Find Properties Fast Fast Fast!

We know that after you do your first property search and see how easy it is, you will continue to come back for all your real estate needs and information.to christina-lynch.findingstlouishomes.com.  No matter if you are just simply curious, or months or years from purchasing that new home or business.  Expert REALTORS offers our website […]

Posted in: Hot Properties, Market Watch, Open House by Area, Practical Matters, St. Louis and Area Homes For Sale, St. Louis and Area Neighborhoods, St. Louis and Area Real Estate News Tagged: Expert Realtor, first time buyer, for sale, forecast, foreclosure, home insurance, home sales, relocate to st louis, South St Louis Homes, St Louis buyer market, St Louis homes, st louis homes for sale, St Louis MLS homes, st louis real estate, st louis real estate loan, St Louis relocation

Know Your Score!

Mortgage companies are stressing to us daily that they have money to lend. Interest rates are at historically low levels. Housing costs are at the lowest levels in years. With a good credit score you have the ability to take advantage of a terrific buying opportunity. In today’s market your credit score is more important […]

Posted in: investment, Practical Matters, Transaction Information Tagged: Credit Score, credit score to buy a home, first time buyer, lowest interest rate, mortgage credit score, st louis home buyer, St Louis homes, st louis real estate, st louis realtor, St Louis relocation

Title Insurance and Hazard Insurance

Title and Hazard Insurance. Covering your assets. Of course there are many types of insurance and we primarily discuss homeowners/hazard insurance and title insurance during a real estate transaction. Both of these types of insurance should be addressed in the Residential Sale Contract. The contract provides that the purchase is conditioned upon the buyer’s ability […]

Posted in: Practical Matters, Transaction Information Tagged: buyers market, closing on a home, first time buyer, first time buyer information regarding title insurance, hazard insurance, home title and hazzard insurance, home title insurance, real estate closing, st louis homes for sale, st louis real estate insurance, st louis title insurance, title insurance for homes

Know Who is Working for You!

Who is working for YOU? Most people believe that the agent they are working with is working for them but that may not be the case.  There are a variety of working relationships provided by the Missouri Real Estate Commission and they are required to be disclosed to you.  The licensee is required to make […]

Posted in: Practical Matters Tagged: buyer agency in missouri, first time buyer, first time home buyer st louis, real estate, seller agency in missouri, st louis buyer agency, St Louis buyer market, st louis real estate, st louis real estate brokerage, st louis real estte agent working for you, st louis realtor work for you, who works for you

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