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Christina LynchChristina Lynch

Christina Lynch

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Real Estate Easements Sometimes Override Private Property Rights

Your name may be on the deed, but that doesn’t necessarily mean the public can’t use part of your land. Many properties have easements, which means someone has the legal right to use part of the land. An example is when one homeowner cannot access his property unless he crosses a neighbor’s driveway. Generally, easements […]

Posted in: Practical Matters, Title Tips, Transaction Information Tagged: real estate easements and property rights, real estate property and easements, real estate property rights st louis, saint louis real estate easements, saint Louis real estate property rights

Get the BEST Mortgage.

We are pleased that you are using christina-lynch.findingstlouishomes.com as your St. Louis area real estate resource whether you are interested in buying, selling or just looking. We appreciate your visits, comments, and questions. One of the most important considerations when buying real estate is the mortgage. There are many things to know and a trusted […]

Posted in: investment, Mortgage Watch, Practical Matters, Transaction Information Tagged: best home mortgage, best mortgage st louis, first time buyer loan, home loan st louis, mortgage center, mortgage resources st louis, st louis mortgage, st louis real estate, st louis real realtor, St Louis relocation

Know Your Score!

Mortgage companies are stressing to us daily that they have money to lend. Interest rates are at historically low levels. Housing costs are at the lowest levels in years. With a good credit score you have the ability to take advantage of a terrific buying opportunity. In today’s market your credit score is more important […]

Posted in: investment, Practical Matters, Transaction Information Tagged: Credit Score, credit score to buy a home, first time buyer, lowest interest rate, mortgage credit score, st louis home buyer, St Louis homes, st louis real estate, st louis realtor, St Louis relocation

Building Inspections – Know Your Home…

Get to know your new home. Nearly all residential sale contracts provide for the purchaser to conduct inspection(s) of the property before finalizing the purchase. The Standard St. Louis Residential Sale contract provides for a building inspection contingency for the buyer of the property. This is one of the most important sections of the contract […]

Posted in: Practical Matters, Transaction Information Tagged: as is property st louis, building inspecion contingency, home defects st louis, inpection of home, professional building inspection, real estate building inspection, st louis homes for sale, st louis real estate

Title Insurance and Hazard Insurance

Title and Hazard Insurance. Covering your assets. Of course there are many types of insurance and we primarily discuss homeowners/hazard insurance and title insurance during a real estate transaction. Both of these types of insurance should be addressed in the Residential Sale Contract. The contract provides that the purchase is conditioned upon the buyer’s ability […]

Posted in: Practical Matters, Transaction Information Tagged: buyers market, closing on a home, first time buyer, first time buyer information regarding title insurance, hazard insurance, home title and hazzard insurance, home title insurance, real estate closing, st louis homes for sale, st louis real estate insurance, st louis title insurance, title insurance for homes

Included and Excluded Items with Home Purchase.

Inclusions and Exclusions: Usually only the sale contract provides for what is included and excluded in the sale of the property so there is no confusion by either party.  For example a buyer might think that the central vacuum attachments, fountains, and garage door openers are included with the property.  A seller on the other […]

Posted in: Transaction Information Tagged: exclude item in home sale, excluded and included items for real estate, fixtures in st louis home, include fixtures in real estate, included with home purchase, purchase items with home, real estate fixture, st louis home fixtures, st louis homes for sale, st louis real estate, what is included with a home

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