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Christina LynchChristina Lynch

Christina Lynch

888-896-5556
agent@stlexpert.com
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Green Gifting Ideas That Save Year Round

If you are not into giving a neck tie or gift cards this year, think about these two nifty presents. First up- what $50 investment can you make that can possibly pay you back in one month? Investigate a programmable thermostat! For home owners it’s hard to save money on energy costs if you don’t […]

Posted in: investment, Just For Fun Tagged: buyer, buyers market, changes, condition, discount, estate, expert, first, first time buyer, for sale, forecast, investment, jim hurley, louis, market, missouri, mo, Quick Links, real estate, saint, st louis, st louis homes for sale, value, watch

S.1944 A bill to create jobs

Washington Watch- Going Down To The Wire Update: Last week it looked like the extension of the payroll tax cut from 2011 was sure to pass Congress. It’s worth about $1000-$1500 to the average taxpayer.  Now there are competing bills and the usual beltway bickering back and forth as to who is on the side […]

Posted in: investment, Practical Matters, Uncategorized Tagged: buyer, buyers market, changes, condition, discount, estate, expert, first, first time buyer, forecast, home, investment, jim hurley, lewis, louis, market, missouri, mo, Quick Links, saint, st louis, st louis homes for sale, st., tax credit, value, watch

Get to Know Section 529 Plans

Get to Know Section 529 Plans Basically, a college savings plan allows you to place money in a state plan to be used for the beneficiary’s higher-education expenses at any college or university, which include tuition, fees, books, supplies, and certain room-and-board costs. There are several significant advantages to these plans. Click link for full […]

Posted in: investment, Practical Matters Tagged: 529 Plan, Education, expert realtors, first time buyer, investment, investment in education, lewis, missouri, missouri education funds, mo, mo education opportunities, program, Quick Links, saint louis education, tax credit

HOPE: Missouri incentive offers up to $1,750

Missouri offers additional tax incentives to fist time buyers. HOPE (Home Ownership Purchase Enhancement) approved by the Missouri Housing Development Commission (MHDC) offers to reimburse first time homebuyers up to $1,750 for a home purchased in 2010.

Posted in: Uncategorized Tagged: $1750, home, missouri, Quick Links, real estate, tax incentive

Last Days of the $8,000 Federal Tax Credit

Could it be the end of the $8,000 Federal tax credit for first time home-buyers?  The one thing we know with certainty is the program is currently set to expire on November 30th.  Without action from Washington, time is of the essence in order to successfully complete a purchase transaction before the deadline. Given the […]

Posted in: Market Watch, Real Estate News Tagged: $8000, expire, first time buyer, last minute, program, property, Quick Links, real estate, tax credit

$8,000 Federal Tax Credit deadline approaching

The Tax Credit Program expires at midnight on November 30th and provides that only purchases that have CLOSED by that time are eligible for the program.  With the current HVCC appraisal regulations and mortgage environment it currently takes between 45 and 60 days from contract to closing on average. The effect on the average first […]

Posted in: Market Watch Tagged: expire. tax credit program, first time buyer, Quick Links, real estate, tax credit

First-Time Buyers Tax Credit Advance Loan Program

MHDC Rolls Out Innovative New Program For First-Time Homebuyers Starting January 2009, Missouri Housing Development Commission (MHDC) will have a new product to enable first-time homebuyers to take advantage of the $7,500 federal first-time homebuyer tax credit. This program is the first of its kind in the nation. The federal first-time homebuyer tax credit was […]

Posted in: investment, Market Watch, Mortgage Watch, Real Estate News Tagged: buyer, closing cost, down payment, first, home, homes, mhdc, missouri, Missouri housing development commission, purchase, Quick Links, refund, tax credit, tax credit advance loan program, time

Wine and Cheese Open House Tour Nov. 6th and 9th Benton Park

Open House Wine and Cheese Party Please join us for wine and cheese while viewing these two beautiful homes Thursday November 6th between 4 and 7 p.m. and Sunday November 9th between 1 and 3 p.m. at newly renovated 2901 Wisconsin Ave. and newly constructed 2909 Wisconsin Ave. located in Benton Park.  2901 Wisconsin Ave. offered […]

Posted in: Around Town, Local Events, Real Estate News, Uncategorized Tagged: benton park, construction, garage, new, off street parking, Open House, Quick Links, renovated, tax abatement, wisconsin

St. Louis Ranks number 3 in the Best Cities To Buy a Home

According to Forbes Magazine financially St Louis ranked number 3 of the 40 largest metropolitan areas based on appreciation, rental levels and vacancy rates. Here are the top ten. 1. Houston 2. Austin, Texas 3. St. Louis 4. Philadelphia 5. San Antonio, Texas 6. Dallas 7. Charlotte, N.C. 8. San Francisco 9. Jacksonville, Fla. 10. Atlanta Forbes magazine Maurna Desmond article

Posted in: investment, Market Watch, Real Estate News Tagged: appreciation, best, buy home, city, forbes magazine, Quick Links

Buying Power for First-Time Homebuyers

If you are in the market or considering a purchasing your first home you should consider the economic factors and market conditions.  Forecasters are telling us that mortgage rates will continue to fall slightly before stabilizing.  We hear regularly that the housing market is at or near the bottom and a turn around is likely […]

Posted in: Market Watch, Mortgage Watch, Real Estate News Tagged: buyer, buying power, first, housing, market, mortgage, Quick Links, rate, real estate, time

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